KYC due diligence, transaction monitoring, case investigation, SAR filings, and approval governance — modeled on ISO 20022 and ACAMS best practices.
A single platform for every AML workflow — customer risk, transaction flags, case pipelines, SAR filings, and audit-ready governance.
Compliance analysts, senior analysts, compliance officers, MLROs, CCOs, and board-level governance teams.
Manage KYC profiles (CDD/EDD), document verification, risk assessments, transaction monitoring with flag workflows, case investigations, and SAR filings with approval chains.
The CCO or MLRO queries transaction monitoring dashboards, customer risk distributions, case pipelines, SAR summaries, and geographic exposure — all in plain English.
Purpose-built data models, workflows, and views — generated by the VeloIQ™ framework and refined for the vertical.
Customer profiles, KYC documents, risk assessments. CDD/EDD with PEP screening and risk ratings (low/medium/high/prohibited).
Wire, ACH, crypto, and cross-border transactions with 10 automated flag typologies — structuring, rapid movement, sanctioned entities, layering, and more.
Compliance cases with Kanban workflow. SAR filings (initial/amended/corrected) with FinCEN tracking, total-amount-involved, and narrative descriptions.
Multi-step approval chains for KYC onboarding, high-risk transactions, SAR reviews, and exception handling — with role-based voting.
Every create, update, delete, approve, reject, escalate, and export action recorded with timestamp, user, IP, and changes snapshot.
VeloIQ™ Sovereign Vault ships as a complete, working application — not a template you still have to build.
Arrives with realistic sample data plus a clean production-ready schema. Explore the app instantly, then switch to the clean database when you go live.
5 pre-configured NL chats with 25 sample sentences — transaction monitoring dashboard, customer risk analysis, compliance case analytics (native), plus AML investigation AI and regulatory reporting AI (agentic).
One veloiq run and the full application is live: REST API, React frontend, admin back-office, and AI console — all on your own infrastructure.
Automated smoke and regression suites ship with the app, so every deployment can be validated before users touch it.
Measurable outcomes for every role in your organization — from daily operators to strategic decision-makers.
Immutable audit trail plus ISO 20022 model pedigree means every decision is traceable for regulatory exams and external auditors.
Flag escalation workflow auto-promotes structured transactions to cases; pre-built SAR templates with FinCEN fields reduce filing time from hours to minutes.
NL dashboards show customer risk distribution, transaction volume by corridor, flag typology breakdowns, and case pipeline health — updated in real time.
Approval chains enforce separation of duties across analyst → senior analyst → compliance officer → MLRO → board — configurable per workflow type.
Data models and metadata that speak your industry’s language — because compliance and interoperability start with the schema.
| Area | Standard | Models mapped |
|---|---|---|
| Financial messaging | ISO 20022 | Party, pacs.008/pain.001 data elements — transaction amount, currency, sender/receiver, cross-border flags, SWIFT codes |
| AML framework | ACAMS | CDD/EDD methodology, risk-based approach, SAR filing best practices, three-lines-of-defense governance |
| US regulation | FinCEN BSA | SAR filing requirements (31 CFR 1020.320), CTR thresholds, customer identification program rules |
| Examination | FFIEC BSA/AML Manual | BSA/AML compliance program pillars, customer due diligence, suspicious activity reporting, transaction monitoring |
Every VeloIQ™ vertical application is versioned source code — not a locked SaaS. Fork, extend, integrate, or white-label.
Each module is a self-contained VeloIQ™ unit with its own models.py, generated GUI views, and REST API. Add or remove modules as your needs evolve.
Bring in IQVigilant for NL analytics, exception alerts, and personalization — or install other VeloIQ™ extensions from the community. Configured declaratively in veloiq.toml.
Add custom business logic in custom_api.py, override page templates per model:action, or add SQLAdmin views for advanced administration.
Switch from the shipped SQLite to PostgreSQL, MySQL, or Snowflake with a single connection string change. Schema migrations are tracked via Alembic.
AI-ready with 1-User Natural Language · 10 Exception Alerts · 100 Personalization — learn about IQVigilant capabilities
Get in touch with the VeloIQ™ team to discuss deployment, customization, and licensing.